Raindrop pensions allow you to benefit from 25% government top-ups every time you contribute. *✝

Built specially for flexible workers and the self employed.

The value of your pension can go up as well as down. Past performance and forecasts are not necessarily reliable indicators of future returns.

How much could your pension be worth?

Your age
Your annual salary
Target monthly savings

About £333/ month

When do you want to retire?
  • Your target monthly budget when you retire

How is this calculated? Start your flexible pension today

Why choose a Raindrop pension?

Starting a new pension is a big decision. Our savings product makes it worthwhile and easy to manage.

I'm a late-starter and worry if it is financially worth it to set up a new pension.

It's never too late to start your pension contributions and, under our scheme, HMRC gives you £25 for every £100 you invest in your pension. This means you'll see the benefit as soon as you start contributing.

My income varies and I’m worried about getting caught short due to my contribution payments.

We understand the pressures of self-employed and flexible workers, which is why our product allows you to dial up and down your contributions, based on your circumstances.

Pensions require a lot of paperwork and are hard to keep track of.

Our system is fully digital and allows you to setup and track your contributions with our easy-to use mobileapp.

I already have a pension elsewhere. It'd be confusing to add another one.

Juggling multiple plans can be unwieldy, so our system allows you to combine existing pensions into the Raindrop plan, making it easy for you to see the total size of your investment.

So, in summary, you get...

Fully Digital

Easy to keep track of and manage, online or on your phone

Find your old pensions at the click of the button

We can help you to find your old pensions and bring them together

+25% Tax Relief

HMRC gives you £25 for every £100 you invest into your pension


Turn contributions off and pay in both personally, or through your limited company, as your income situation changes.

Get clarity on how much you need to be putting away for your ideal future.

Or schedule a call with one of our pension experts that will walk you through how Raindrop works

* Pensions are a long-term investment. The retirement benefits you receive from your pension plan will depend on a number of factors including the value of your plan when you decide to take your benefits which isn’t guaranteed and can go down as well as up. The value of your plan could fall below the amount(s) paid in.

The value of the tax benefits of your pension depends on your individual circumstances. Tax rules and circumstances may change in the future.

High levels of pension encashments or income may not be sustainable and in some cases could reduce the value of your pension to zero. You should consider the impact this might have on your income in retirement.